Short term loans

There are many different types of loans available, each with different terms and conditions. Umbrella Loans specialises in providing short-term loans of up to £500. They are loaned over a period of 30 days, so that they can be repaid on or after your next payday.

Short term loans tend to have a higher rate of interest than other types of loans, so it's important to apply for the amount that you are sure you can repay in full and within the 30 day period. Not paying on time could leave you having to pay more than the original repayment amount, so it's important to notify us as soon as possible if you think there may be a problem.

Reasons for a short term loan

People taking out short term loans often do so when an unexpected cost has arisen a few weeks before their payday and they suddenly don't know how they're going to cover all of their outgoings for the month. With a short term loan, we can transfer the loan amount that very same day so that outgoings can be successfully managed.

While this is the most common reason for applying for short term loans, you are completely free to spend the money as you see fit. All we ask is that you borrow responsibility by taking on a loan you will be able to repay.

Instant short term loan process

Our application process is quick and easy. After completing a short online form, we provide you with an instant decision and, if accepted, a quote. Providing you agree to the terms and conditions, the money can be transferred the same day.

If you're over 18, in full-time employment, have your wages paid into a bank account and have a debit card for that account, you could be eligible for a short term payday loan.

Why not apply today or call 0845 617 1338 for more information.